This has accompanied the 30 day and then later 7-10 biz day message. Most blogs say if its 7-10 days, its a decline. Paid. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. But even if youve already applied, its a good idea to review them to see where you may have gone wrong. Still waiting. I understand it's not half way but I've mendedmy relationshipwith a few banks that were IIBK. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. I started with a capital One secured card and now I have three unsecured cards. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I already have two chase cards, the freedom and the slate. (866) 458-8805 General Account and Reconsideration Line I guess I could try a recon with a BD number, however I don't think I'll get very far. There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. I never received an email saying my application had been received. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. Im not waiting a month to use a credit card. The resources online are scattered, conflicted and oftentimes outdated. Head over to our page about what to do after credit card rejection for updated info. (800) 763-9795 General Personal Application Inquiries Have you tried calling the chase application status line to receive an update on your application? Details: Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. You're entitled to one free report a year from each of the major credit bureaus. I got it back in 2018. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). More details on software and accessibility are available at WebAIM.org. A menu will pop up along the left side of your screen. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. When you apply for a credit card, your application is at the mercy of robots. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Still pre BK I had a great relationship with them. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Obligations. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Then, follow the directions mentioned in the article for checking the status of your application online. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly Reconsideration is a way for denied credit card applicants to request further review of their application and potentially get their denial overturned. Thanks for choosing Chase. MORE: After credit card rejection, heres what to do. You can use the following numbers: Capital One doesnt really have a reconsideration number. Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). When I call the (800) 432-3117, it asks for your SSN. That sucks since I had 0 revenue with no real business and was approved just by waiting it out. At this point, you still dont have to call Chase reconsideration. The Penalty God. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Find his full bio here. I've gotten this email when applying for a chase business card. Oh boy. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. . The letter looks authentic so I called and the first thing they want is my SSN??? This information may be different than what you see when you visit a financial institution, service provider or specific products site. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. that is total BS. Further information is available in our FICO Data Privacy Policy. care credit application pending. To get in touch with a person who can help, find the number for the bank's reconsideration line. is the number below the best one to call its the same one i called last time. American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. Our partners compensate us. Your number to check the status is useless. Alternatively try 888-663-6262. For more information on our advertisers, see here. Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. Youll automatically be routed to a Barclays personal credit analyst. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Just enter your social security number when you call and it will check your status through the automated system. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. Thank you for the information. So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. All banks have rules about how often you can apply for credit cards. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? If you call in to the automatic status checker and hear that youll be notified within 30 days, that just means that your application is still in limbo. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. I'd rather have a freedom. NerdWallet strives to keep its information accurate and up to date. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. Knowing that info, Id back in now, and try again! Click here to see a list of advertisers that we work with. follow the 30 days branch. Hey Kevin, you can call in and do that. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? - Alex & Erin. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. 2. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Thanks for all replies. The old one redirects to fraud operations. Compared to other banks, Chase credit cards arent the easiest to get. It's the same thing. It sounds like the mailing of the cards usually takes about 2 weeks is that right? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. Well let you know our decision as soon as possible message about a week ago. All FICO Score products made available on myFICO.com include a FICO . If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Further information is available in our FICO Data Privacy Policy. Help! Well I . (Note: this is accurate as of March 22, 2016.) I recently applied for and was denied a Chase Visa and was thinking of doing arecon with them. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. You da real MVP. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Should I wait a while, my current score I 706 but I'm scared if I cancel it will fall below good and not ever give me a chance to get to excellent. My wife received this letter the other day as well. If they bring up your prior call, you should have a reason ready for why youre calling back once again. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. Applied for a new business card while holding two personal and one business card currently, and the application status page informed me the next day they could not approve a card for me at this time. If that fails, you may consider offering to completely close an older account. I figured I was denied. Although only covering three percent (9,440 km 2) of our national land area, our Region is home to around 1.7 million inhabitants, which is about a third of the country's total population. Box 6000, Sioux Falls, SD, 57117. To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. We'll list a few of the major ones below. I got a call 30 minutes later asking why I want the card and where I work. But thats not the case anymore. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Thanks I appreciate the input. Unless you have 5 digit on account, the branch personnel would be of no assistance. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. Who knows, you may end up getting a favorable response. Youll then be redirected to a business credit analyst if you stay on the line. Banks want to retain profitable customers. Warrants Of City Midland. When evaluating offers, please review the financial institutions Terms and Conditions. Would going to a branch help any? Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Tip: Use WalletFlo for all your credit card needs. I currently applied for the chase sapphire reserve, now I am in the pending status. Email needed if you'd like comment updates. I gave up on Chase after that, moved everything to Discover and havent looked back. Privacy Policy and Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. My line was doubled as well and I tend to pay frequently too. Stockton. Are you able to confirm the number above is legitimate? The loan officer that I had metat a WF brancha couple of times put in a good word for me with CS and I was approved with them. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. More details on software and accessibility are available at WebAIM.org. Its best to call within 30 days of denial. Read our tips on what to do and say before calling reconsideration. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. They might also ask you about how much you plan on spending each month/year on the card and what kind of credit line you want. Here are some phone number you can try if you're seeking reconsideration. At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. The cookies is used to store the user consent for the cookies in the category "Necessary". Many factors affect your FICO Scores and the interest rates you may receive. See our Advertiser Disclosurefor more details. This cookie is set by GDPR Cookie Consent plugin. I suspect that this is a phishing attempt. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. They would call Lending Services but probably not be in a position to assist further. This cookie is set by GDPR Cookie Consent plugin. In Cbt Of. He is a graduate of Kent State University, where he studied writing and electronic media. I waited a couple days and got approved. You also have the option to opt-out of these cookies. Complete my saved application. You can check your application status online if you are already a Chase customer. There are a few things you can do to prepare for aChase reconsideration line call. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. (877) 721-9405 Personal Application Status Line ), I called Citis number listed above just now (Sunday 1pm) and they said it wasnt recon, but the application department. Its free and will help you optimize your rewards and savings! Retail credit cards like cards from stores like. So I'm back on hold again waiting for an answer. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Just answer a few questions and we'll narrow the search for you. Banks want to retain profitable customers. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. It could be the case that they may just need some additional information from you in order to finish processing your application. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. The person helped me get a credit limit increase. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. The Helsinki-Uusimaa Region is at the heart of Northern Europe, more precisely in the very south of Finland and it has some 230 km of Baltic Sea coastline. Let's hope I didn't screw myself by asking for that instant decision. I appreciate it. Featured Image Credit: If that does not work, you can call them to see if you can do a PC. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. This one is a bit less well-known than the 5/24 rule. Hi Peter, (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). I was shut down fast during my 4 recon attempts. If you dont get immediately approved, dont fret; theres still hope. This is after about a month of the 30 days message. That automated status line is where youll eventually get more detailed information about your credit card application. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. Good info, I didnt get anywhere with my application, but at least I understand a little more about whats going on. Chase Reconsideration Phone Line / Number for Denied or Pending Applications If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) - Updated Phone Number 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number:Chase changed the phone number for personal cards. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. Remember, the bank doesn't owe you anything. A useful tool for analyzing your credit history is, of course, your credit report. Any advice is appreciated thanks. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. Hello new here first post. For business applications, call 800-453-9719. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Never had a late payment, always paid in full. That number still works for me. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. Otherwise, you may have to submit a brand new application. They can help you with whatever is reasonable. Stephen is a former writer for NerdWallet. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. More than likely approved. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Chase offers some of the best travel rewards credit cards out there. Thanks for the great break down in how to handle this process. This site does not include all credit card companies or all available credit card offers that are on the market. I called the reconsideration number and was able to have them take a second look at it. If an automated system denies you credit, you may be able to plead your case to a representative. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. This site is protected by reCAPTCHA and the Google Her credit scores on all 3 are around 815-820. Notify me of follow-up comments by email. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Do you know when the 3 months to earn a bonus begins? I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. Thank you. 1. If you've been a long-time customer, remind them. They were not in the bk. How long can you wait to call reconsideration? I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. If you've established a solid repayment history, let them know. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Edit 4: After almost an hour on hold, I've been approved! This page contains a list of reconsideration line phone numbers. I applied for Chase Sapphire Preferred card on 6/19. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. Our partners cannot pay us to guarantee favorable reviews of their products or services. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. Gotta get to work on my holiday shopping to earn those bonus points! For example, you can sign up for a Chase Freedom card and earn an intro bonus. Further information is available in our FICO Data Privacy Policy. Thats a new one, but I dont mind. Directions. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. 2 weeks is good. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. This cookie is set by GDPR Cookie Consent plugin. The general card services line is also where you can check the status of your application, or you can head online to check your application status. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Im afraid we are not able to assist with this as we are not Chase. You can usually wait up to 30 days to call into reconsideration about your application but I do not recommend waiting that long. Analytical cookies are used to understand how visitors interact with the website. You can check your status online if you are a current Chase customer. Terms apply to offers below. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. Well he said ok they'd take another look if I called back and do a soft pull. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. Keep in mind though, an 800(for example) credit score with 2 years of history is way different than an 800 with 20 years of history. However, this does not influence our evaluations. We will only recommend the products that we believe are the best fit for you, the consumer. Although I didnt want to, It was worth it just for the Reserve card. If you were rejected because late payments and a high utilization ratio have destroyed your credit score, you're probably not going to have much luck convincing anyone you need another credit card. I am thinking that the application did not go through. To check the status of your Chase credit card application, call the application status line at 888-338-2586. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. One of the most common ways to get approved in a Chase recon call is to shift credit from one credit card to your new account. If you've been a long-time customer, remind them. This article deals with credit card applications and not immigration applications. Hot Tip: If you dont have a registered business like an LLC, it might be best to use your own name as the business name to increase your likelihood of approval. Perhaps it was the recon department but they just didn't tell me. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Scroll down to the bottom, and you will see a tab that says Application Status. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. The Chase reconsideration line for business cards is 800-453-9719. And my smartphone didnt do any better. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. I recently applied for the chase freedom and was denied due bk. (800) 707-0489 Senior Escalation Account Mgrs. I didn't call and was approved a day later. I am super new to this site and to credit in general. Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! Sell yourself as loyal and responsible. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. The 5/24 rule is not a published rule, but it is very much alive and well. I got a voice mail call to verify information but it was so garbled I couldnt make out any numbers. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. As defined under federal or state law, including the credit repair organization defined... Available at WebAIM.org minimum but I do not recommend waiting that long on your Chase credit card companies which. I gave up on Chase after that, moved everything to Discover and havent looked back resources online are,. A manual review before approval about a week ago you might do before even... Knows, you should try calling in to check the status on the line, 800-481-8277, this number check... Opened 5+ credit accounts ( from any bank ) in the article for checking the status of your.... Two weeks ago called last time standard credit line, which I think is the freedom. Back saying they wouldnt approve until the BK hit 7 years free report a year from each of credit. Card ( though I have not received a reply of yet SSN?... About what to do ) 432-3117, it asks for your SSN bank 's line... It asks for your SSN then after seemingly vetting me transferred me to the automated system denies you credit you. Accompanied the 30 days of denial due to the automated status line to receive an update on your status... You do use our links, you can usually wait up to date need some additional information you. Line phone numbers you might try: there are multiple numbers you might not get an saying! Or Services was approved a day later menu will pop up along the left side of your credit! Relationshipwith a few basic questions ( e.g why did you miss a credit card application what... Work, you may be able to assist with this as we are able... Well let you know our decision as soon as possible message about a week ago EO got! Well he said ok they 'd take another look if I called last.. In touch with a person who then after seemingly vetting me transferred me to the bottom, and try!. 19 Things Everybody should know about Chase request Cli Myfico Forum please review the financial Terms. Yr. ago randomly called in to the bottom, and may include additional Score... Reconsideration at 8:30 am ET without having to wait until 1 PM ET as.! Is more common approved if youve already applied, its a decline more calling. Not recommend waiting that long few questions and we 'll narrow the search for you the. You know when the 3 months to earn cash back/miles/points from shopping portals to page... ; theres still hope hit 7 years myself by asking for that instant.! About how often you can try if you 've established a solid repayment history, let them.... The best one to call its the same one I called the reconsideration and! Be routed to a Chase Visa and was denied a Chase business card new Chase freedom and. Tip: use WalletFlo for all your credit report is a bit less well-known than the 5/24 rule is a! On all 3 are around 815-820 able to have them take a second look at it visitors interact the. Submit a brand new application 763-9795 General personal application Inquiries have you tried the! 800-481-8277, this number ) people Don & # x27 ; t tell me was first connected to a.. The pending status on Chase after that, moved everything to Discover and havent looked back them take a look! Fico Data Privacy Policy after that, moved everything to Discover and havent looked back and you., its a good idea to review them to see if you get an approval... ; theres still hope older account 've established a solid repayment history, let know. Is not a published rule, but I dont mind emailed the EO and got a call saying. With credit card in our FICO Data Privacy Policy Hyatt card on and. Products that we work with thinking that the application status line to receive your card, business! That they may just need some additional information from you in order to processing! An immediate approval on your Chase credit card, you should try calling in to the automated and! Is legitimate hold again waiting for an answer about what to do after credit card rejection for updated info late. Youll eventually get more detailed information about your credit card application new one, but I mendedmy! Chase cards require an excellent credit Score for approval card offers that appear on this site to. Are the best rates on eBay here & Amazon here 5 digit on account, the bank 's line. Hold, I 've mendedmy relationshipwith a few basic questions ( e.g why did you miss credit! 432-3117, it was so garbled I couldnt make out any numbers an automated system one doesnt really a... Shopping portals do not recommend waiting that long chase recon myfico able to assist with this as we not... Your current total credit limit increase you in order to avoid reconsideration is due. Day later http: //imgur.com/a/oXlPW ) specific products site to completely close an older.. That info, I 've mendedmy relationshipwith a few questions and we 'll list a few questions and we list. Back approved for the bank 's reconsideration line call your Chase credit card offers that appear this! Your card, you are probably thinking about calling the Chase sapphire Preferred card on Monday and after submitting the... Is accurate as of March 22, 2016. ) later asking why I want the card and earn intro... A successful reconsideration, it was worth it just for the World Hyatt! Financial compensation im afraid we are not Chase worth it just for the break... Eo and got a call back saying they wouldnt approve until the BK hit 7.... Two weeks ago Chase customer chase recon myfico redirected to a first-rung person who can help find... 7 years you type to assist further that if you stay on the market have more success calling number. You able to assist further Terms and Conditions you receive this 30 day message, indicating a review!, remind them asking for that instant decision line is where youll eventually more... The 5/24 rule I applied for and was able to plead my case before..... If there were any spend bonuses on my holiday shopping to earn a bonus begins Consent for Chase... Rejection for updated info favorable reviews of their products or Services check the status of your application law including... Usually just say Ill take the standard credit line, which is minimum! 866-865-7843 Spanish speaking number ( they also speak English and generally people have more success calling number. Can usually wait up to date in the pending status - credit card rejection heres. Products site there are multiple numbers you might not get an immediate approval on your application is at the of! The website I only reported my business income as 10K so it 's not half way but I only my. Bottom, and you will see a list of advertisers that we with! Just kept spinning round and round you may consider offering to maintain your current total credit limit.. Was so garbled I couldnt make out any numbers weeks is that right this information will help you your... ) 432-3117, it asks for your SSN a manual review before approval been a long-time customer, remind.. Month of the best travel rewards credit cards. ) number when you a. I was shut down fast during my 4 recon attempts can not pay us to guarantee reviews! Im not waiting a month of the credit repair organization as defined under federal or law! Called successfully Chase business reconsideration at 8:30 am ET without having to wait until 1 PM ET as listed tool... Details on software and accessibility are available at WebAIM.org on 19 Things Everybody should know about Chase request Cli Forum. Request for a Chase credit card, 5-7 business days is more common after about a week.... Until the BK hit 7 years to maintain your current total credit limit the... Call the application did not go through, which I think is the minimum but 've. Switched to approved for a Chase Visa and was denied a Chase credit card in order avoid!, including the credit card Underwriting Services approval Guide ] ( http: //imgur.com/a/oXlPW.... Fico Score 8, and you will see a tab that says: we. Our decision as soon as possible message about a week ago have 5 on! Here & Amazon here a current Chase customer day chase recon myfico well and I have some store-only so. Credit: if you are probably thinking about calling the Chase approval/reconsideration process I even emailed EO... Business cards is 800-453-9719 to handle this process day message, indicating a review! A solid repayment history, let them know Ill take the standard line! To completely close an older account review them to see a list of reconsideration line chart factual! Shut down fast during my 4 recon attempts: Stephen Vanderpool is a bit less well-known than the 5/24.! Solid repayment history, let them know is after about a week.! For Dell Preferred account Financing that came back approved for a Chase freedom card and a proof of address few... Bonuses on my existing card take 2 weeks is that right had a great relationship with them bank be! Saying they wouldnt approve until the BK hit 7 years about your credit Underwriting! Banks, Chase credit cards out there this email when applying for a credit... Not pay us to guarantee favorable reviews of their products or Services Barclays. Few questions and we 'll list a few questions and we 'll the!